Cash Payment

Cash Payment

Today it seems that it is harder and harder to find anyone who accept a cash payment. Everyone and anyone want you to use a credit card to pay for everything that you buy. I have seen commercials on TV recently that suggest using cash to pay for things is a big inconvenience for everyone around you. I don’t think that this is very fair. There are millions of Americans who have poor credit, and have absolutely no way to get a credit card. Many of these people don’t want a credit card, because that is what got them into trouble in the first place.

The cash payment has been around for a very long time. We have used money to buy and sell goods for centuries. Though money has changed in form, the main idea behind it has remained the same. The Internet is one thing that has boomed in the last decade, and buying things online makes a cash payment almost impossible. This is understandable. However, when I want to pay my cable bill with a cash payment, I don’t see why there should be anything that stops me from doing so.

I do run into problems when I want to make a cash payment. When I use cash, my payment is often delayed. This means that the day my account is paid will often be two or three days behind when I actually made the cash payment. They have it set up so that if you make your payment with a credit card it is instantly apply to your bill. I don’t think that it’s fair for those making a cash payment to have to wait for their payments to be applied. It simply doesn’t make any sense to me. In essence, a credit card is only a promise of a cash payment, so why is it faster?

I do understand the convenience of a credit card. However, at this time in my life I choose not to have one. I could very easily get four or five of them, but I had problems with them in the past, and I do not feel I’m ready for another credit card just yet. I want to make sure that I am financially secure and able to handle the responsibility. Until that time comes, I will want to use a cash payment for most of my bills. I could write checks, but I find that I enjoy getting out of the house to drive around to make my cash payments. When I have to get a call from a company saying my payment has not been made when I have indeed made a cash payment, I tend to get very upset. Perhaps companies need to rethink the way they look at their payment process.